another friday letter

Robert, I had another letter that you wrote Friday. I REALLY feel behind. I found out some cute info about Mike Nollar. Remember to ask me about it when we talk Sunday. I thought it was really funny. Now, down to finances. I talked with my Personal Finance teacher (we have to schedule a budget from July 94 to June 95) and he said that I have to include you in the middle of March. I have to include your income, budget a wedding, and budget a new home afterwards. I have the toughest assignment in class. What will we most likely be doing? What kind of money will you and I make? It doesn't have to be exact, but make a realistic guesstimation. I don't want to do this assignment, but it will probably help both of us in the future. I wish it weren't due until the Thursday you were here that way we could discuss some of it in person and you could be here. If you could just answer some of the questions (it's due Tuesday) then I would be extremely happy because with some things I haven't a clue. Also, feel free to add in any additional expenses I haven't thought of that we will have to face, I need this budget as realistic as possible. He isn't going to grade my living within it (that's my weekly one), but I figure that since I am doing it, I might as well do it right and use it. Will we most likely work at the lab? How much do they pay? What kind of furniture do we want to buy when we move into our first home? Where will our first home be? At Steve's house? Is that still an option? Keep in mind that my mother said that with the money we save on the reception, she will give us to buy a really nice bedroom set. That was the first furniture my parents got when they first got married, my dad said that it was the most important. Will we have a car to pay off? If so, how much? Until when? What kind of car? How much will insurance be on the car? Will we have other insurance to pay? Right now my health insurance is Champus. My dad said it was good that I was close to Hill AFB or he would have a fortune in medical bills to pay (his way of saying I get into too many accidents). If we rent an apartment will we get fire insurance? A house burning down is a reality, and thanks to the Spirit prompting my dad he bought a policy 6 months before our house burned down. What are our education expenses? For entertainment we can watch lots of videos. What would a monthly cost be on it? Also, any time we eat out, we should include that in entertainment. Don't worry though, I can cook and we will eat in. Which brings me to another question, what will our grocery bill be like? I figure it will be about 150 a month, IF we are frugal. I know how to shop frugal to and I have learned how to make food go a long way. When we are finally together, what will our telephone bills be like? In some ways it will kind of depend on where we live, won't it? You are trying to talk to me so I am off. Love always, Wanda